Mortgage Solutions
At Loft, we are a family. We work together to design a mortgage strategy that is right for you. A mortgage that aligns with your dreams and unlocks your future. At Loft we get it done. You work with us because we know what we are doing. Our team will provide you with advice and deliver you a solution that elevates your long-term financial success.
WORKING WITH US
We're here for you – every step of the way
When you work with a licensed Mortgage Agent/Broker you are tapping into a wealth of knowledge and expertise that will be to your benefit. The value that a Mortgage Agent/Broker provides will save you time, aggravation and money.
We guide you through the difficult waters of mortgage lending by providing clarification, guidance, and assistance to ensure you make the best decisions that align with your financial goals.
During the mortgage process we are committed to providing you with mortgage solutions that line up with your financial goals based on our conversations. Our main goal is to ensure you receive the best possible mortgage product. that suits your needs today and for years to come.
What to Expect
When it comes to mortgage financing, we understand what’s at stake. Thousands of dollars! We do not take that lightly and we treat all our clients with integrity, honesty and the utmost respect. Mortgages can be boring, however we aim to make it fun.
Professionalism
Quality
Options
We strive to provide top notch service and have our clients be our best advertisers. Our mission is to help our clients navigate the ins and outs of the difficult world of mortgages so they are educated and make the best decisions to meet their financial goals.
The mortgage industry is constantly changing, much like your personal life. Each client has their own individual needs and we excel at finding solutions unique to you. With access to more than 30 lenders including banks, credit unions, monoline lenders (lenders that only deal in mortgages), short term loans, and reverse mortgages just to name a few, we have you covered.
Purchasing a New Home
Let us help you find the perfect mortgage for your dream home!
Whether you are purchasing a brand new property, a charming resale home, a cottage or rental property, we will provide you with a variety of options tailored to your needs and leverage our strong relationships with lenders to secure you and your family the best mortgage solution that suits your needs! We understand that buying a home is a significant investment, and saving you money along the way is one of our top priorities.
Looking To Refinance
Did you know you can use the untapped equity in your home to renovate, plan for a child's education, invest, purchase another property or consolidate higher interest debt? Let our team show you how! We will create a personalized plan to optimize your cash flow and accelerate your journey towards becoming mortgage free faster!
Time To Renew!
Did you know that sticking with your current lender might not be saving you the most amount of money? We believe in the power of evaluation and making informed decisions, especially when it comes to YOUR money!
Are you 6 to 12 months away from your renewal date? Let us provide you with a no obligation mortgage renewal assessment. We will review your immediate and future goals and dive deep into the marketplace, exploring all options available to you. We will ensure that you are equipped with the knowledge and options you need to make the smartest decision for your financial future.
Self Employed
Are you self-employed? So are we and we have options for you!
You are the proud owner of your business and we understand that how you file your income is different from an employee. Our team will collaborate with you and your accountant to craft a tailored financing plan and secure the right mortgage solution that aligns with your entrepreneurial spirit!
Looking To Purchase Your 1st Or Next Rental Property?
An investment property can create a strong financial foundation for both you and your families future. Imagine the possibilities! By strategically adding an investment property to your financial portfolio you can set yourself on the path to financial freedom and security. It may sound daunting, maybe even a little scary! With the right guidance and expertise, it is much easier than you think and we are ready to help!
Reverse Mortgages
A reverse mortgage can transform your home's value into a valuable asset that supports your financial needs. Say goodbye to monthly mortgage payments and hello to the freedom of enjoying your retirement years to the fullest.
Whether you want to travel, pursue your passions, or enjoy your retirement years without financial worry, a reverse mortgage can provide you with the flexibility and independence to do so! It's time to live your retirement on your own terms and make the most of your hard-earned home equity.
Compensation
We are compensated for our professional consulting services, time, and expertise by the lender only when your mortgage funds. Sourcing mortgage solutions and maintaining valuable relationships with you and our lending partners is a full-time commitment to provide the best possible mortgage solution.
If circumstances warrant alternative lending solutions, fees will be applicable. These fees will be discussed with you so you may make an informed decision.
We look forward to working with you on your behalf with the understanding we have your commitment and your mortgage will be funded through us.
Wow! Thank you so much Julie, Amanda, and team!!
You have all been so great. We would be happy to sing your praises to everyone we know. You have all made a very stressful time so much better through words of encouragement, professional advice and often just lending an ear to vent to!
- Kelly and Sebastian
