Retire
Your Way
Stay in the home you love. Access tax-free cash.
No monthly mortgage payments.
Reverse Mortgages for Homeowners 55+:
Unlock Your Home’s Equity & Retire Comfortably
At Loft Financial, we help homeowners 55+ enjoy retirement with more freedom, confidence, and comfort.
Whether you want to boost monthly cash flow, cover rising expenses, support loved ones, or simply enjoy life more — we guide you through every option, pressure-free.
Why Consider a Reverse Mortgage?
✓ Stay in your home — No need to downsize.
✓ No monthly mortgage payments — Improve monthly cash flow.
✓ Tax-free funds — Use for anything you choose.
✓ Flexible access — Lump sum, monthly payments, or a safety line.
✓ Designed for Canadians 55+ — Low income/credit not a barrier.
✓ Protect investments — Keep your retirement savings intact longer.
HOW IT WORKS.
1. Free Consultation:
We chat about your goals, needs, and retirement vision.
2. Personalized Assessment:
We calculate how much tax-free cash you can access.
3. Choose Your Funds
Receive funds your way — upfront, monthly, or drawn over time.
4. Live Comfortably — No Monthly Payments
You stay in your home. You stay on title. You stay in control.
Simple, Straightforward, Transparent
Why Work With Us
- 25+ years of mortgage expertise
- Specialists in 55+, self-employed, and high-net-worth planning
- Burlington-based, serving Ontario with heart
- Education-first approach
- Trusted partners to financial planners across Halton/Hamilton
- Transparent conversations — no jargon, no pressure
Your local mortgage team specializing in 55+ financing.
“We believe retirement should feel secure, comfortable, and yours.”
Supplement income
WAYS YOU CAN USE THE FUNDS
Renovate/update your home!
01
02
the results you can get:
Fund healthcare
03
Support adult children
04
Travel & enjoy more of life
05
Pay off debt
06
Preserve investments from early withdrawal
07
FAQS
Will I still own my home?
Yes — you remain the owner and stay on title.
Do I make monthly payments?
No. Payment happens later, when you move or sell.
What about my kids’ inheritance?
We help you plan so future equity is preserved.
Is it safe?
Canada’s reverse mortgage lenders offer a No Negative Equity Guarantee.
Can I move later?
Yes — you can sell and move any time.
Is this only for people in financial trouble?
Not at all. Many clients use it as a smart retirement income strategy.
The Complete Reverse Mortgage Guide (55+)
Includes: Eligibility, real examples, estate considerations, alternatives, and a step-by-step checklist
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